Michelle Adams
Business Consultant
Michelle worked at a teller at her local bank while she was earning her degree in economics. Then, after completing an MBA, she came back to the bank as a loan officer. As a result, Michelle is uniquely suited to providing advice to small businesses when it comes to selecting the best loan and credit products.
Michelle loves to focus on local businesses. She believes that local and small businesses are the backbone of the American economy, and a large part of the reason why America is such a wonderful country. That means she always aims to ensure that a business establishes a good basis for continued growth, rather than setting up a business to run from one crisis to the next.
Michelle Adams’ experience helping small business owners in the past 6 years has made her well-known in the industry. She consults with business owners in developing an effective business plan for growth and expansion. Her articles have been insightful for all types of businesses, regardless of the industry.
Michelle’s Blog Posts
Accounts Receivable Financing vs Factoring
It’s hard to run a business. Surprisingly, one of the hardest parts of running a business is getting paid for the goods or services you provide. Most consumers don’t think about this. But there’s actually a lot of steps between doing business and getting paid.
read more
Paying for Business Operating Expenses
As the old saying goes, you have to spend money to make money. Business operating expenses prove that’s true. In order for your business to run smoothly and turn a profit, there are certain expenses you need to cover.
read more
Calculating Operating Cash Flow
There are many ways to measure the financial health of a company. However, advanced accounting techniques and innovative ways of generating revenue can make some ways of assessing a business’s health inaccurate. That’s what so many business operators and investors use operating cash flow.
read more
Purchase Order Financing
Whether you own a startup or medium-sized business, you can benefit from exploring various funding options. One type of funding solution that may help you meet your short-term funding goals is purchase order financing.
read more
Starting a Small Business
If you’ve decided to start a new small business, you may be surprised about how complex the process seems. But starting a small business is much easier if you know where to start.
read more
Registering Your DBA
One of the most important contributing factors to the way consumers view your business is your business name. You want to be sure that you have a business name that conveys your brand and that is easily recognizable.
read more
Business Structure: Which is Best for My Business?
When you first start a new business, you have a lot of important decisions to make. The amount of administrative work involved in starting a new company can sometimes be a deterrent.
read more
Finding the Right Name for Your Business
If you have a business idea in mind, you probably want to get the ball rolling as quickly as possible. And while the most important component of any business is execution, you still need to worry about a few peripheral issues as well.
read more
How to Apply for an EIN
If you’re just starting a new business, there are a host of different administrative tasks you need to undertake. It may seem like you have a mountain to climb in terms of paperwork. But the entire process can be made much easier if you have a good roadmap to begin with.
read more
How to Apply for an EIN
If you’re just starting a new business, there are a host of different administrative tasks you need to undertake. It may seem like you have a mountain to climb in terms of paperwork. But the entire process can be made much easier if you have a good roadmap to begin with.
read more
Compare Small-Business Lenders 2019
If you’re exploring the different options to help fund your business, there are a range of practical solutions. Term loans and business lines of credit are often the best types of finance to apply for if you need financing.
read more
SBA Loans Explained
If you’re looking at different ways to help finance your business, you’ve probably come across SBA loans at some stage. Small Business Administration Loans (SBA Loans) are loans backed by the U.S. Small Business Administration.
read more
How to Get a Business Loan: 6 Steps
If you own or operate a business, you probably understand how important getting the right finance can be. Almost every business on the planet has obtained some form of financing at some stage – it’s a necessary part of starting or expanding operations.
read more
Choosing Between Kabbage and OnDeck for Your Business Funding Needs
Looking for funding for your business? If you don’t have the time or the credit for a loan from a bank to be a viable option, you may want to consider Kabbage or OnDeck, two online lenders.
read more
Business Loans vs. Business Credit Cards: A Comparison
Businesses, like people, run short of funds. Actually, when businesses run short on money so do people. Someone owns a business. If the business has cash problems, then the owner has to address the problem.
read more
Building Your Business’s Credit Profile
Creating a strong business with an outstanding profile doesn’t only help with securing a loan; it’s also crucial when attracting new customers. Unlike a personal credit report, anyone can see a business’s credit profile.
read more
How To Find The Best Business Line Of Credit
A business line of credit can give you more flexibility. You will be able to borrow money and pay interest on the money that you borrow.
read more