Business Help
How to Start Your Own Small Business in 2020: Best Online & Easy Ideas
If you’ve ever wanted to start a small business, you can do it! You need a plan to carry out your dreams of success. Being creative, finding your market, and finding a way to create your niche are all critical. …Read More
How Much Does it Cost to Buy These Franchises
Buying a franchise can be a smart move for would be business owners, especially those who don’t want to go through the hassle of creating a business completely from scratch. … Read More
Critical Questions Answered About Venture Capital Firms & Companies
If you’re interested in the tech industry, you’ve probably heard the word ‘venture capital’ tossed around plenty of times. While venture capital is a very common phrase in many circles, the majority of Americans still don’t have a firm understanding of this type of funding. …Read More
How to Find and Get Angel Investors for Your Business
Without the help of angel investors, many start-ups wouldn’t have had so much success in the last decade. According to recent data, angels invest over $25 billion per year into 70,000 plus businesses in the United States alone. …Read More
57 New Small Business Ideas: +Good Online Startup Tips for 2020
Many people dream of starting their own business. There’s an undeniable attraction to the idea of financial independence, to charting your own course in life and no longer being reliant on an employer for income. …Read More
What to Do After Your Small Business Loan Application Was Declined
In order to grow and expand, most small businesses all over the world select business loans in some form or the other. …Read More
Trump Tax Reforms a Positive for American Small Business Owners
Recent news headlines have all been focused on Trump’s proposed tax reforms – like many of Trump’s policies, these reforms aren’t without controversy. And while much of the focus is on reductions in personal income tax and capital gains, small businesses also play a role in the reform. …Read More
Crucial Lines of Credit Now Available to Small Businesses
Small businesses, particular startups always find a line of credit useful to tide over sudden working capital crunches which may force their operations to grind to a halt. Any organization with a line of credit can draw funds against a pre-set credit limit. Whenever funds are required, a request for a drawing is made to the lender. … Read More
6 Tips to Find the Best Online Loan for a Small Business
So you’ve been refused a loan by your bank that you so badly need and are looking for an alternative route. In fact, research shows that nearly forty-five percent of loan applications from small business owners get refused by banks and other financial institutions because of various reasons such as the applicant’s poor credit score, financial constraints and lack of overall credibility. … Read More
Understanding Different Types of Working Capital
Let’s begin with a simple question: Why do you need a business loan in the first place when it’s often said that going into debt for your business doesn’t always make sense. The reality, however, is that, that when your business is ready to hit the big league, and yet you don’t have the working capital to fund it, a business loan sure makes your dreams come true. … Read More
Why Do Banks Refuse Loans To Small Businesses?
It’s common practice the world over for small businesses to grow by securing business loans and in realizing their dreams of hitting the big league. In fact, in global corporate history, there have been many instances where a small business started has become a global brand. … Read More
Mandatory Documents Required to Get a Business Loan
As the saying goes, a loan just doesn’t happen without proper documentation. Or in other words, no documentation, no loan. In fact, documentation is the very face and nature of the loan because it contains all details, terms, and conditions of repayment and figures etc. … Read More
How to Get Business Loans Without Collateral
It goes without saying that often the most appropriate solution to obtain financing to fund a start-up or the expansion of an existing business is to press the button for external borrowing. … Read More
Bank Loan vs Online Loan: Pros & Cons
With the unstoppable march of the Internet, online lending has grabbed a large chunk of the pie that both conventional banks and regular financial institutions dominated till recently. It is seen that currently, a majority of short-term, consumer-lending happens online. … Read More
How to Write a Perfect Business Plan to Get a Loan?
Most successful businesses generally have banks or other financial institutions financing them in the form of loans and lenders do not view these as investments. … Read More
Alternative vs Traditional Business Lender: Pros & Cons
With countless small and medium business enterprises seeing the light of day in recent times, each happens to have its unique identity. But the one thing that’s common to all of them is a perpetual requirement for capital. … Read More
Best Ways to Establish a Strong Business Credit
Every small business owner always tries to figure out how to get external business credit and financing in order to expand and realize further goals of growing. … Read More
Important Lessons Learnt While Getting Finances for Small Businesses
Lending is always a delicate and somewhat complicated process because substantial amounts of money are inevitably involved. A majority of small and medium businesses don’t easily get bank financing because of their basic lack of knowledge in navigating the whole process. … Read More
How Small Business Owners Can Raise Funds: Commonly Overlooked Methods
With the ongoing global economic recession and great financial uncertainty, most small-business owners are having to struggle miserably to get funding for either expansion of operations or tiding over periods of cash crunches. … Read More
Essential Points to Ponder Before Seeking a Business Loan
Any lender, particularly a bank does want to know beforehand that it’s not just throwing its money away. The SBA states that a bank first checks out whether the prospective borrower is already earning revenues or has other means by way of collateral to repay its loan. … Read More
Business Financing For Your Restaurant’s Growth
A restaurant succeeds by virtue of its tasty, high-quality food that’s courteously served in a hygienic environment. However, a majority of the smaller restaurant owners often don’t understand that strong financial planning is required to grow and succeed further. … Read More
How to Identify the Correct Lending Alternative for a Small Business
The economies of most countries the world over rely on small businesses for stable growth. The US is in this same boat as well which is another reason Dodd/Frank and the ACA health care law has been so devastating since they have undermined small businesses but this is another topic. … Read More
10 Things to Look Out For in a Lender
When you’re applying for a business loan, it’s ultimately the lender and his terms and conditions that will finalize the deal. The lender is not only your principal source but in many cases, may even turn out to be your savior, especially when you are in a tight corner. … Read More
How to Calculate How Much To Borrow as a Small Business Loan?
Among many small business owners, it’s often seen that they take small business loans to finance their company’s goals. Secondly, a business loan often turns out to be a lifesaver during dry seasons, and also takes the business to the subsequent level by enhancing its steady growth. … Read More
Essentials in a Small Business Loan Application
Going by the age old proverb that a journey of a thousand miles begins with a single step, your loan application is that first and most essential step to get the funds you want. … Read More
10 Essential Tips for Creating a SaaS Business
An increasing amount of businesses are getting started with cloud-based services, which means that a constantly growing industry of software-service is going to potentially skyrocket. … Read More
Can I Get a Business Loan if I am Still in College?
You can get a commercial loan if you are still in college. However, there are obstacles that many young borrowers face regardless of whether they are in college. … Read More
Ten Athletes that Dominate in Business
Sports around the globe inspire people to come together regardless of race, religious beliefs and gender. The greatest athletes use their perseverance, work ethic, and pristine focus to enamor the world on the field. … Read More
It isn’t Easy for Green Tech Firms to Gain Funding
A group of three entrepreneurs recently started a firm known as Opus 12. It seeks to generate green energy by using carbon dioxide to produce fuel. … Read More
What Microloans Can Do For Your Business
Small business owners have a reputation for getting creative when it comes sourcing funding for their companies. There are hundreds of different ways you can finance a small business, but one of the least well known methods is via microloans. … Read More
Five Questions Business Owners Should Ask Their Lenders
If you’re like most business owners, you probably have to finance part of your business when you first begin operations. Attaining finance from a lender can be an intimidating process – it is an arduous task that you may not have past experience with. … Read More
Growing Your Small Business with Collaboration Tools
The past few decades have seen efficiency in small businesses benefit from a range of different technological advancements. One of the primary components of business efficiency that technology has effectively targeted is collaboration. … Read More
Short Term Finance Options for Small Businesses
From expanding your operations to financing your day-to-day expenses, businesses may need loan when cash does not suffice. Before taking the first option that comes, realize that not all loans are the same. … Read More
What Businesses Should Look for in a Bank Partner
Even before your business earns its first dollar, you should look for a bank that can attend to all your needs. And no, it is not as simple as opening an account with them. … Read More
LLC vs S Corp: Which is Best & Difference Between Them + Tax Benefits
An LLC and S Corporation are special kinds of corporate entities. They are small businesses that have special eligibility restrictions and benefits. . …Read More
Employer Identification Number (EIN) Questions Answered
Many small business owners have been wondering what exactly an EIN is. That’s why we put together this helpful guide and FAQ. . …Read More
EBITDA Meaning Defined: Formula to Calculate Margin & Multiple Valuation
Running a small business will expose you to lots of new terms and ideas. This is especially true when it comes to accounting. One of the most frequently used accounting measures is EBITDA. . …Read More
Debt Financing vs. Equity Financing
Small businesses, particularly startups, find it difficult to commence operations or even survive without some form of external financing.. …Read More
Best Small Business Loan Interest Rates
Small business lending isn’t the same as it used to be. A combination of economic shifts and changes in technology have created a wave of change throughout the small business lending industry.. …Read More
Small Business Loan Calculator: Payment & Interest for 2020
If you own a small business, you’ve probably had to apply for financing in the past. Business loans are one of the primary ways that individuals obtain finance for various business related expenses. … Read More
Small Business Loans for Women [2020 Update]
Women owned small business loans are an important category of financing in the modern world. As an increasingly large number of women open and grow their own businesses, they’ll need access to capital. … Read More
Best Small Business Loans: Top Banks & Places for Startups & Existing
Economic conditions and changes in government and banking regulations mean that now is the best time to get a small business loan in the past decade. There are more lenders and the traditional lending institutions are looking to spend more on small business loans going forward. … Read More
Tips for Applying Online for Small Business Loans
Since traditional banks have imposed tighter regulations on lending, a new firm has emerged to cater different entities that cannot qualify for loans: alternative lenders, a general term for non-bank loans. … Read More
Best Unsecured Small Business Loans for Startups & Established
If you own a small business, or you’re thinking of starting one, you probably spend a lot of time wondering what your best finance options are. If you have a relatively young business, or a checkered credit history, many lenders will want you to secure your loan. … Read More
Private Business Loans
If you’re a small business owner, you’re probably aware of the various options you have for financing for your company. Traditionally, business owners will approach a commercial lender to get a better understanding of the loans and credit facilities available to them. … Read More
How to Apply for a Small Business Loan
If you need funds to finance a business endeavor or to augment your business income, you can take out a loan. However, the process is more than knowing how to apply for a business loan itself. … Read More
Small Business Loan Requirements
No matter how well business is doing, there are times that you would need to get out a loan because current revenues simply do not suffice. … Read More
Small Business Lending: Understand Your Options
Small business lending is a multi-billion-dollar business in the United States – it encapsulates all the money that is given to business owners by commercial banks and various other lenders. … Read More
Small Business Funding [Startups & Bad Credit Ok]
If you’re about to start a small business, or you already own a small business, you may find it difficult to determine the best way to attain funding. Every business is different – finding the funding strategy that suits yours best can be a complicated task. … Read More
Small Business Financing Options [2020 Update]
There are a number of reasons you may be looking to get financing for your small business. Whether you’re planning on opening a new company, or need to invest in expanding your current operations, financing is typically the most effective way to get the capital you need. … Read More
Funding for Start Ups
Thousands of people have great business ideas that never get turned into legitimate companies. You can have the best idea in the world, but if you can’t execute it, then it’s worthless. … Read More
Factoring For Businesses
Small business owners are constantly on the lookout for various ways to help fund their operations. Attaining finance can be a difficult and lengthy process – the global financial crisis in 2007 has made lenders extremely wary of loaning money to unestablished business owners. … Read More
Buying a Small Business
The United States prides itself on being a collection of proud small business owners and entrepreneurs. The past two decades have seen a shift in the landscape – technology has made it both easier and harder to start a small business. … Read More
How to Finance a Franchise
If you’re considering starting or purchasing a business, you may be thinking about acquiring a franchise. One of the hardest parts about opening a franchise is finding the capital you need to finance the startup costs. … Read More
Introduction to Small Business Loans
Business loan is a loan you take out for non-personal use, particularly to help you reach a particular agenda in your business. In simpler terms, it is any kind of loan where the granted money is reserved for the business alone. … Read More
Fast Small Business Loans When You Need Them Most
Maybe a piece of your equipment malfunctioned or you are stuck with lots of unpaid invoices. While you can afford certain matters to wait for funding, others need immediate attention. … Read More
Business Credit Card or Lines of Credit?
If you own a small business you probably look at different forms of finance to help improve the operations of your business. When most people start a business they either finance it themselves or attain a traditional small business loan. … Read More
Best Small Business Blogs
The dawn of the internet has brought about radical changes in the way that we consume information. It is now easier than ever to learn how to start a business – there is a wealth of information online that can help you get off the ground. … Read More
How to Fund a Minority Owned Business
Due to certain factors, financing options may become limited. However, whether it is for helping the company take off or for expansion of operations, funding can be easier if you have a minority-owned business. … Read More
How to Fund a Woman Owned Business
Today, women-owned businesses can easily find funding for business expenses without that much trouble. However, let us first have a look on what exactly it is. … Read More
How Business Credit Scores Work
If you’ve ever had a credit card, phone plan, auto-loan, or mortgage, you probably have a credit score. Credit scores are distributed by credit reporting bodies in order to provide lenders with information on how reliable of a borrower you are. … Read More
How to Start a Home Business
Can you really start a business in the comforts of your home? Thanks to the internet and a lot more innovations we have today, you can. … Read More
Best Small Business Magazines
Many small business owners turn to the internet if they want advice on how to run or start a business. But before various online blogs took over the informational marketplace, business magazines were a popular source of information. … Read More
Starting a Business With Bad Credit
You have a great business idea and you have everything planned out. There’s one problem, unfortunately: money. You dug deep in your savings account, and looked for potential investors to no avail. … Read More
Small Business Grants for Women, Startups, Veterans, Minorities
For entrepreneurs, getting a business grant is like catching a dodo bird. It simply would not happen. If you consider the requirements for loans to be very stringent, it is even more so for grants. … Read More
How to Finance Equipment for Your Business
In the broadest sense, an equipment is anything that provides non-human labor that performs a specific and unique function for a certain cause. For your business, all your equipment should help to keep things running smoothly. … Read More
Small Business Loans for Minorities (Startup & Bad Credit ok)
Business owners who draft a solid business plan will inevitably require access to capital. There are many loan options available, and these offers are made through various lending institutions. … Read More
Bad Credit Small Business Loans [2020 Update]
Small business owners can expect to go through periods of time where the cash flow account is low. Having a plan to deal with these inevitable downturns is critical for any long-term planning. … Read More
Wells Fargo Small Business Loan Review
When your goal is to grow a small business, getting the needed funds won’t always be an easy task to complete. You will find many lenders that offer small business loans, but many people turn to Wells Fargo when they need a finance company that won’t let them down. … Read More
Small Business Administration Loans
There are many different options when it comes to getting funding for your small business. One of the most popular funding option is a loan backed by the government’s Small Business Administration, or SBA. … Read More
Bank of America Small Business Loan Review
Those who run small businesses understand how difficult it can be to grow and expand a company, and if you want to take your business to the next level, you might be wondering whether a small business loan from the Bank of America can help. … Read More
How To Get A Small Business Loan
If you want to start or grow a small business, you might be wondering how you will finance your venture so that you can move forward. For many people, getting the needed funds for their business idea is no small task, and they often look to lenders for help. … Read More
Small Business Startup Loans for Veterans [2020 Update]
In the past, the federal Patriot Express program and the Veterans Advantage program offered small business loans for veterans. These programs both expired several years ago and were not replaced with alternatives. … Read More
Chase Small Business Loan Review
Small business loans are ideal for starting a new business, growing an existing small business or investing some money for needed upgrades and inventory. If you are shopping for one of these loans and are considering Chase as a lender, these are some important topics to consider. … Read More
What is Working Capital?: Define & Calculate Net Working Capital Ratio
Any small business owner will tell you how important it is to have cash on hand to deal with operating expenses, both expected and unforeseen. However, sometimes there are times where you find yourself running short of net working capital. … Read More