Jason Smith
Jason is a Senior Author for Small Business Loans. He has been working with small business owners like you for the past ten years.
He graduated with an MBA and began a career as an independent financial consultant for small businesses in his state. He then expanded his knowledge to writing articles and guides.
Jason made this decision because he thinks that all businesses deserve to know the basics when it comes to their finances and loan opportunities. He found that too many businesses don’t know enough about the financial options and tools available to them. As a result, he focuses on helping businesses get the most bang for their buck when it comes to things like loans and lines of credit. This helps local businesses grow and helps local economies thrive.
Jason has written dozens of helpful articles on our blog. He writes about different loan types that’s suitable for small businesses. Check out his articles.
LLC vs S Corp: Which is Best & Difference Between Them + Tax Benefits
An LLC and S Corporation are special kinds of corporate entities. They are small businesses that have special eligibility restrictions and benefits. . …Read More
Everything You Need to Know About Venture Capital
If you’re interested in the tech industry, you’ve probably heard the word ‘venture capital’ tossed around plenty of times. While venture capital is a very common phrase in many circles, the majority of Americans still don’t have a firm understanding of this type of funding. …Read More
How to Find and Get Angel Investors for Your Business
Without the help of angel investors, many start-ups wouldn’t have had so much success in the last decade. According to recent data, angels invest over $25 billion per year into 70,000 plus businesses in the United States alone. …Read More
57 New Small Business Ideas: +Good Online Startup Tips for 2019
Many people dream of starting their own business. There’s an undeniable attraction to the idea of financial independence, to charting your own course in life and no longer being reliant on an employer for income. …Read More
Employer Identification Number (EIN) Questions Answered
Many small business owners have been wondering what exactly an EIN is. That’s why we put together this helpful guide and FAQ. . …Read More
EBITDA Meaning Defined: Formula to Calculate Margin & Multiple Valuation
Running a small business will expose you to lots of new terms and ideas. This is especially true when it comes to accounting. One of the most frequently used accounting measures is EBITDA. . …Read More
What to Do After Your Small Business Loan Application Was Declined
In order to grow and expand, most small businesses all over the world select business loans in some form or the other. …Read More
Debt Financing vs. Equity Financing
Small businesses, particularly startups, find it difficult to commence operations or even survive without some form of external financing.. …Read More
Best Small Business Loan Interest Rates
Small business lending isn’t the same as it used to be. A combination of economic shifts and changes in technology have created a wave of change throughout the small business lending industry.. …Read More
Trump Tax Reforms a Positive for American Small Business Owners
Recent news headlines have all been focused on Trump’s proposed tax reforms – like many of Trump’s policies, these reforms aren’t without controversy. And while much of the focus is on reductions in personal income tax and capital gains, small businesses also play a role in the reform. …Read More
Best Small Business Loans: Top Banks & Places for Startups & Existing
Economic conditions and changes in government and banking regulations mean that now is the best time to get a small business loan in the past decade. There are more lenders and the traditional lending institutions are looking to spend more on small business loans going forward. … Read More
Understanding Different Types of Working Capital
Let’s begin with a simple question: Why do you need a business loan in the first place when it’s often said that going into debt for your business doesn’t always make sense. The reality, however, is that, that when your business is ready to hit the big league, and yet you don’t have the working capital to fund it, a business loan sure makes your dreams come true. … Read More
Why Do Banks Refuse Loans To Small Businesses?
It’s common practice the world over for small businesses to grow by securing business loans and in realizing their dreams of hitting the big league. In fact, in global corporate history, there have been many instances where a small business started has become a global brand. … Read More
How to Write a Perfect Business Plan to Get a Loan?
Most successful businesses generally have banks or other financial institutions financing them in the form of loans and lenders do not view these as investments. … Read More
How Small Business Owners Can Raise Funds: Commonly Overlooked Methods
With the ongoing global economic recession and great financial uncertainty, most small-business owners are having to struggle miserably to get funding for either expansion of operations or tiding over periods of cash crunches. … Read More
How to Identify the Correct Lending Alternative for a Small Business
The economies of most countries the world over rely on small businesses for stable growth. The US is in this same boat as well which is another reason Dodd/Frank and the ACA health care law has been so devastating since they have undermined small businesses but this is another topic. … Read More
10 Things to Look Out For in a Lender
When you’re applying for a business loan, it’s ultimately the lender and his terms and conditions that will finalize the deal. The lender is not only your principal source but in many cases, may even turn out to be your savior, especially when you are in a tight corner. … Read More
Essentials in a Small Business Loan Application
Going by the age old proverb that a journey of a thousand miles begins with a single step, your loan application is that first and most essential step to get the funds you want. … Read More
Tips for Applying Online for Small Business Loans
Since traditional banks have imposed tighter regulations on lending, a new firm has emerged to cater different entities that cannot qualify for loans: alternative lenders, a general term for non-bank loans. … Read More
Ten Athletes that Dominate in Business
Sports around the globe inspire people to come together regardless of race, religious beliefs and gender. The greatest athletes use their perseverance, work ethic, and pristine focus to enamor the world on the field. … Read More
Best Unsecured Small Business Loans for Startups & Established
If you own a small business, or you’re thinking of starting one, you probably spend a lot of time wondering what your best finance options are. If you have a relatively young business, or a checkered credit history, many lenders will want you to secure your loan. … Read More
Small Business Funding: New Sources of Capital for Startup & Bad Credit
If you’re about to start a small business, or you already own a small business, you may find it difficult to determine the best way to attain funding. Every business is different – finding the funding strategy that suits yours best can be a complicated task. … Read More
What Microloans Can Do For Your Business
Small business owners have a reputation for getting creative when it comes sourcing funding for their companies. There are hundreds of different ways you can finance a small business, but one of the least well known methods is via microloans. … Read More
Funding for Start Ups
Thousands of people have great business ideas that never get turned into legitimate companies. You can have the best idea in the world, but if you can’t execute it, then it’s worthless. … Read More
Factoring For Businesses
Small business owners are constantly on the lookout for various ways to help fund their operations. Attaining finance can be a difficult and lengthy process – the global financial crisis in 2007 has made lenders extremely wary of loaning money to unestablished business owners. … Read More
How to Finance a Franchise
If you’re considering starting or purchasing a business, you may be thinking about acquiring a franchise. One of the hardest parts about opening a franchise is finding the capital you need to finance the startup costs. … Read More
Five Questions Business Owners Should Ask Their Lenders
If you’re like most business owners, you probably have to finance part of your business when you first begin operations. Attaining finance from a lender can be an intimidating process – it is an arduous task that you may not have past experience with. … Read More
Introduction to Small Business Loans
Business loan is a loan you take out for non-personal use, particularly to help you reach a particular agenda in your business. In simpler terms, it is any kind of loan where the granted money is reserved for the business alone. … Read More
How to Fund a Minority Owned Business
Due to certain factors, financing options may become limited. However, whether it is for helping the company take off or for expansion of operations, funding can be easier if you have a minority-owned business. … Read More
Small Business Grants for Women, Startups, Veterans, Minorities
For entrepreneurs, getting a business grant is like catching a dodo bird. It simply would not happen. If you consider the requirements for loans to be very stringent, it is even more so for grants. … Read More
How to Finance Equipment for Your Business
In the broadest sense, an equipment is anything that provides non-human labor that performs a specific and unique function for a certain cause. For your business, all your equipment should help to keep things running smoothly. … Read More
Small Business Loans for Minorities: 5+ Bad Credit & Startup Options
Business owners who draft a solid business plan will inevitably require access to capital. There are many loan options available, and these offers are made through various lending institutions. … Read More
How You Can Get Small Business Loans With Bad Credit: 5+ Easy Ways
Small business owners can expect to go through periods of time where the cash flow account is low. Having a plan to deal with these inevitable downturns is critical for any long-term planning. … Read More
Wells Fargo Small Business Loan Review
When your goal is to grow a small business, getting the needed funds won’t always be an easy task to complete. You will find many lenders that offer small business loans, but many people turn to Wells Fargo when they need a finance company that won’t let them down. … Read More
How To Get A Small Business Loan
If you want to start or grow a small business, you might be wondering how you will finance your venture so that you can move forward. For many people, getting the needed funds for their business idea is no small task, and they often look to lenders for help. … Read More
Small Business Loan for Military Veteran: Disabled, Startup, Bad Credit
In the past, the federal Patriot Express program and the Veterans Advantage program offered small business loans for veterans. These programs both expired several years ago and were not replaced with alternatives. … Read More
